Uncover spending habits you might not know you have
Your unplanned spending, broken out by category, day, and merchant. Dig into any slice to find the skeletons.
Safe to spend
One number you can actually trust
It already accounts for the bills, the debts, and the goals you have coming. Spend against it without doing math in your head.
What needs your attention
A short list, in order
Stow ranks what this paycheck should do and puts the reason right next to it. You decide, then you move the money.
Priorities
Every debt and goal, in order
All of them, each with its anticipated timeline and the progress you've made.
Look Ahead
See your finances before they happen
Every expected deposit and payment, months ahead. Check any day to see exactly what lands and what leaves.
Your timeline
Every debt, with its anticipated completion date
The whole payoff horizon on one chart, so you can see which ones Stow is accelerating and which are queued behind them.
Recurring patterns
Stow finds the expenses you forgot about
It reads your transactions, works out what repeats, and shows you the charges behind its guess before you confirm anything.
Balances
Your balance, every dollar accounted for
Stow shows each account split into what is reserved for bills, budgets, and buffers, so the number left is the number you can use.
Financial health
One score, and what moves it
Commitments, safety net, overspending, surplus, and debt trend, scored every month so you can see how following your plan improves your financial situation.
Cash flow
Where your income actually goes
Fixed, flex, living, and free, as a share of every dollar that comes in. Your debt-to-income and fixed-cost ratios sit right underneath.
Where it's going
Uncover spending habits you might not know you have
Your unplanned spending, broken out by category, day, and merchant. Dig into any slice to find the skeletons.
Safe to spend
One number you can actually trust
It already accounts for the bills, the debts, and the goals you have coming. Spend against it without doing math in your head.
Managing your household's money is like running a small company, and you've been filling every role yourself. With Stow, you no longer have to.
WhoRoleThe job
Stow🎯CEOMakes the hard calls: what your money should accomplish and in what order. Debts, needs, and goals weighed together, to ensure every dollar you earn works in the same direction. When life changes, it realigns.
Stow📋Project ManagerBreaks that direction into bite-sized steps each paycheck: pay this, move that, set this aside. Which account, what amount, nothing for you to figure out.
Stow👀SupervisorMakes sure each step is assigned and completed by validating real transactions. Tracks whether you're trending toward the goal, including your debt-free date, and manages your spend via a live safe-to-spend number.
You💪The DoerComplete the steps when they show up and let Stow know when you're done. That's your only job.
Stow🧾AccountantMeanwhile, the books stay clean and the numbers stay watched: transactions categorized, recurring bills spotted, a stalled debt, creeping subscription, or bad spending habit called out. Speaks up when it matters, celebrates the wins.